Silver Plan Coverage Sample
List of Coverages
ENGINE and WATER PUMP: The following parts only are
covered: pistons, piston rings, piston pins, crankshaft and main bearings,
connecting rods and rod bearings, camshaft and camshaft bearings, timing
chain and timing gears, intake and exhaust valves, valve springs, oil pump,
push rods, rocker arms, hydraulic lifters, rocker arm shafts and water pump.
The engine block and cylinder heads are also covered if the above-listed
parts caused a Breakdown of the engine block or cylinder heads;
turbocharger/supercharger (factory installed only) housing and all internal
parts. No other parts are included under this Contract. Parts that require
normal manufacturer’s recommended replacement intervals are not covered
under this Contract. Seals and gaskets are only covered when required in
connection with the replacement of a covered part.
TRANSMISSION/TRANSAXLE: All internally lubricated parts of Manual
or Automatic Transmissions, including oil pump, drums, planetaries, sun gear
and shell, shafts, bearings, side gears, carrier pinion gear, ring gear,
shift rail, forks, synchronizers, and torque converter. Breakdown of the
transmission/transaxle case if caused by the failure of an internally
lubricated covered part. Damage resulting from failure by related parts or
units such as, but not limited to: friction parts, such as clutches, of any
kind, levers, controls, linkage, cables, radiator, coolers, rubber mounts,
external oil lines, viscous couplings, drive axles and electrical
components, internal or external, to the engine and transmission are not
covered. Seals and gaskets are only covered when required in connection with
the replacement of a covered part.
TRANSFER CASE: All internally lubricated parts of the 4 X 4
transfer case. Breakdown of the transfer case if caused by the failure of an
internally lubricated covered part. Damage resulting from failures by related
parts or units such as, but not limited to: friction parts, such as
clutches, of any kind, levers, controls, linkage, cables, radiator, coolers,
rubber mounts, external oil lines, viscous couplings, drive axles and
electrical components, internal or external, to the transfer case are not
covered. Seals and gaskets are only covered when required in connection with
the replacement of a covered part.
Additional Benefits
TOWING: In the event of a Breakdown covered by this
Contract, We will pay or reimburse You for receipted
towing expenses up to seventy five dollars ($75.00) per occurrence. No
Deductible will apply to this benefit.
RENTAL: In the event of a Breakdown covered by this
Contract, We will pay or reimburse You for receipted
expenses to rent a replacement vehicle (from a licensed rental agency) while
Your Vehicle is at a licensed repair facility. Coverage will
be provided to You on the following basis, up to a maximum of
twenty-five dollars ($25) for every eight (8) labor hours, or portion
thereof, of applicable labor time required to complete the repair, up to a
maximum of one hundred dollars ($100) for each repair visit. This
Coverage does not apply to the time waiting for parts, services,
weekends or other delays beyond the control of the repair facility or the
Administrator.
No Deductible will apply to this benefit.
Exclusions
- For any part not specifically listed in the Schedule of Coverages, or for
any of the following parts:
carburetor, battery and battery cable/harness, standard transmission clutch
assembly, friction clutch disc
and pressure plate, distributor cap and rotor, safety restraint systems
(including air bags), glass, lenses,
sealed beams, light bulbs, fuses, circuit breakers, cellular phones,
television/VCR/DVD players, game
centers, AM/FM radio/cassette/CD players and speakers exceeding $300 repair
or replacement costs,
audio/video equipment, all touch screen and/or voice activated accessories
including related display
screens and heads up displays on windshields, electronic
transmitting/receiving devices, global
positioning systems, voice recognition systems, remote control consoles,
radar detection devices, brake
rotors and drums, all exhaust components, and the following emission
components: EGR purge
valve/solenoids/sensors, vacuum canister, vapor return canister, vapor
return lines/valves, air
pump/lines/valves, catalytic converter/filtering/sensors, emission vapor
sensors, gas cap/filler neck,
Weather strips, trim, moldings, bright metal chrome, upholstery and carpet,
paint, outside ornamentation,
bumpers, body sheet metal and panels, frame and structural body parts, vinyl
and convertible tops, any
convertible top assemblies, hardware or linkages, tires, wheel/rims.
External nuts, bolts and fasteners
are not covered unless specifically listed in the Schedule of Coverages
(except where required in
conjunction with a covered repair).
- For maintenance services and parts described in Your Vehicle’s owner’s
manual as supplied by the
manufacturer and other normal maintenance services and parts which include,
but are not limited to: alignments, adjustments, wheel balancing, tune-ups, spark plugs, spark plug
wires, glow plugs, hoses (unless listed as specific covered parts), drive belts, brake pads, brake
linings/shoes, and wiper blades. Filters, lubricants, coolants, fluids and refrigerants will be covered only
if replacement is required in connection with a Breakdown.
- For any damage and/or Breakdown resulting from collision, road hazard,
fire, theft, vandalism, riot,
explosion, lightning, earthquake, freezing, rust or corrosion, windstorm,
hail, water or flood, acts of God,
salt, environmental damage, chemicals, contamination of fluids, fuels,
coolants or lubricants.
- For any part that a repair facility or manufacturer recommends or
requires that it be replaced or repaired,
or is an update, and is not a Breakdown, is Your responsibility and expense.
For any Breakdown
caused by misuse, abuse, negligence, lack of normal maintenance required by
the manufacturer’s
maintenance Schedule for Your Vehicle or improper servicing or repairs
subsequent to purchase. For
any Breakdown caused by sludge build-up resulting from Your failure to
perform recommended maintenance services, or failure to maintain proper levels of lubricants
and/or coolants, or failure to
protect Your Vehicle from further damage when a Breakdown has occurred or
failure to have Your
Vehicle towed to the service facility when continued operation may result in
further damage. Continued
operation includes Your failure to observe warning lights, gauges, or any
other signs of overheating or
component failure, such as fluid leakage, slipping, knocking, or smoking,
and not protecting Your
Vehicle by continuing to drive creating damage beyond the initial failure.
- For any repair or replacement of any covered part if a Breakdown has not
occurred or if the wear on that
part has not exceeded the field tolerances allowed by the manufacturer.
- If any alterations have been made to Your Vehicle or You are using or
have used Your Vehicle in a
manner not recommended by the manufacturer, including but not limited to:
the failure of any custom or
add-on part, all frame or suspension modifications, lift kits, any tire that
is not recommended by the
original manufacturer if it creates an odometer/speedometer variance of
greater than 4%, trailer hitches. Also not covered are any emissions and/or exhaust systems modifications,
engine modifications,
transmission modifications, and/or drive axle modifications, which includes
any performance
modifications.
- If Your odometer has ceased to operate and odometer repairs have not been
made immediately, or the
odometer has been altered in any way subsequent to purchase, or if Your
Vehicle has ever been a total
loss, salvaged, rebuilt or is a grey market Vehicle.
- For any liability for property damage, or for injury to or death of any
person arising out of the operation,
maintenance or use of Your Vehicle described in this Contract, whether or
not related to the parts
covered. For loss of use, time, profit, inconvenience, or any other
consequential loss (except as may
otherwise be provided under the Schedule of Coverages), including any
Consequential Damage to a
non-covered part that results from a Breakdown.
- When the responsibility for the repair is covered by an insurance policy,
manufacturer and/or dealer
customer assistance program, or any warranty from the manufacturer, such as
extended drivetrain,
major component or full Coverage warranties (regardless of the remaining
manufacturer’s warranty
when You purchased this Contract), or a repairer’s guarantee/warranty.
Further, Coverage under this
Contract is similarly limited in the event of a Breakdown if the
manufacturer has announced its
responsibility through any means, including public recalls and factory
service bulletins.
- If Your Vehicle is Used for towing (unless Your Vehicle is equipped with
factory installed or factory
authorized tow package), or is Used as a Commercial unit (unless appropriate
surcharge is marked on
the Registration Page and only as defined under “Definitions”, “Commercial
Use”), or is used for rental,
taxi, limousine or shuttle, towing/wrecker service, dumping (dump beds),
cherry pickers, lifting or
hoisting, police or emergency service, principally off-road use, prearranged
or organized racing or
competitive driving.
- For any Pre-existing condition or for any Breakdown occurring before
Coverage takes effect or prior to
the Contract purchase date, or if the information provided by You, or the
repair facility cannot be verified
as accurate or is found to be deceptively inaccurate.
- For Breakdowns that occur and/or repairs made outside of the United
States of America and Canada.
- For diagnostic and/or teardown procedures that are not listed, or are in
excess of the times listed in the
current year’s national flat rate hourly guide in conjunction with a covered
repair.
* Download a PDF of our Silver Plan details for Extended Auto Warranty Coverage. *